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We are a team of industry and technology experts
dedicated to a single mission: unlocking growth
across the captive insurance industry.

Why captives

Retaining risk is insurance at its best. It deserves infrastructure to match.

When a business retains a layer of its own risk, the incentives point the right way: good management comes back as dividends to the people who earned them. That is the model we wanted to build for. We founded Piko in 2024 to remove the one thing holding programs back: data scattered across documents, unstructured and unstandardized. It is the problem our team was built for.

And your data never stops being yours: we don't sell it, and we don't build models to replace the people at your table. We only make it more useful to you.

The team

The people behind the unified view.

Captive veterans and technologists on one team — and a standing wish to talk with everyone in this industry.

The best way to know us is a conversation.