About Us
Piko was founded with a clear, uncompromising mission: to eliminate the operational friction holding back the captive insurance industry.
We believe that bespoke programs should not be hindered by complex data management. Our goal is to transform a fragmented operation into actionable truth, empowering an already thriving industry to scale without limits.
We began with a broad objective: to identify and engineer out the deepest inefficiencies within the broader insurance sector.
This search led us directly to the captive industry—a space we immediately recognized for its incredible incentive alignment. Captives offer unparalleled flexibility and perfectly aligned incentives, directly rewarding superior loss management by returning dividends to policyholders.
While the captive market is experiencing impressive, sustained growth, we identified a critical bottleneck preventing programs from scaling effortlessly: unstructured, unstandardized data. We chose to tackle this specific, vital challenge because it perfectly intersects with our team's deep technical expertise.
Piko is our contribution to accelerating the future of alternative risk management.
We are a specialized collective of technologists, data scientists & industry innovators.
By combining deep technical execution with a profound respect for the captive industry, our team is uniquely positioned to solve the industry's most entrenched operational challenges.
Christina Card
Founder & CEO
Former Google executive who scaled global business lines to over $1B in revenue. Experienced in building high-performance teams and scaling operational platforms at an institutional level.
Steve McElhiney
Vice Chairman & Chief Commercial OfficerCaptive Review Hall of Famer and seasoned executive with 25+ years designing capital-driven captive and ART solutions that convert risk into strategic financial assets.
Milorad Teodorović
Head of EngineeringEngineering leader formerly at Embroker. Specialized in building scalable insurance technology platforms & modern data architectures.
Pedro Jacob
Head of ProductBanking and insurance domain expert. Focused on designing institutional-grade data systems and structured intelligence platforms.
Adam Zbar
ChairmanCEO of Hamsa & Webby Award–winning serial entrepreneur. Builder of large-scale financial and data infrastructure platforms serving global institutions.
Backed by top-tier venture
capital partners.
Piko's mission is to modernize the data infrastructure of captive insurance and establish a unified foundation for the market's next phase of growth.
We are building the intelligent data backbone that the industry will rely on for decades to come.